Graduation Cars

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Thread: Graduation Cars

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    4.6 Liter Northstar V8 96RIV's Avatar
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    Graduation Cars

    Here's a quick article I wrote for my college's (Ball State University) magazine. Due to the nature of the magazine, technical information wasn't included.

    http://ballbearingsmag.com/2015/04/p.../#.VUED_2NnC0Z
    Last edited by 96RIV; 04-29-2015 at 11:25 AM.
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    Buick, The American Riviera.
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    Re: Graduation Cars

    None of the above.
    Buy a used car and when you get the job start stashing the money you saved in your 401K.
    You'll be thanking me when you're in your mid-50's.
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    4.6 Liter Northstar V8 96RIV's Avatar
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    Re: Graduation Cars

    Quote Originally Posted by eaton53 View Post
    None of the above.
    Buy a used car and when you get the job start stashing the money you saved in your 401K.
    You'll be thanking me when you're in your mid-50's.
    That's really not the point of the article. We wanted to showcase new cars in a way that could be related to a college setting, especially given the time of year. These are just suggestions to those in the market for a new, cheap and nice looking vehicle.
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    Re: Graduation Cars

    I can see your POV, Riv, but this article misses the mark in my world.

    I don't know of ONE potential employer who would've checked out my car when I cam to a job interview. None of my employers/interviews were in the least bit car-savvy.

    Most had large parking lots and wouldn't have been able to pick my car out of a crowd. Nor did they seem the type who spends time looking out the window awaiting the next interview's arrival, with a thrill up the leg if the car excites them.

    What DID make an impression was professionalism, personality, knowledge, dedication to mission, appearance congruent with the business, and, especially, confidence that I would get the job done without anyone getting killed, going crazy, or suing.

    This is a fun exercise, but the folks most likely to be impressed with the car pulling up in the lot are a CD-type startup.

    And even then, there are likely to be wide differences of opinion on the staff, except just show up in a Bimmah and all is swell! A cherry 2002tii would likely impress the hell out of them!
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    Re: Graduation Cars

    Quote Originally Posted by eaton53 View Post
    None of the above.
    Buy a used car and when you get the job start stashing the money you saved in your 401K.
    You'll be thanking me when you're in your mid-50's.
    a used car will likely run in to 2 different "issues"
    1 the current NEW car financing will make beating the monthly price of NEW HARD
    OR something quite used could very well eat the savings in repair bills / missed appointments

    personally the Buick is the MOST "professional" car on the list
    my thoughts would also look at the CIVIC as it has BOTH a good "IMAGE" and is keenly priced and has bean for a year now (at least in Canada)

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    Re: Graduation Cars

    Quote Originally Posted by richmond2000 View Post
    a used car will likely run in to 2 different "issues"
    1 the current NEW car financing will make beating the monthly price of NEW HARD
    OR something quite used could very well eat the savings in repair bills / missed appointments

    personally the Buick is the MOST "professional" car on the list
    my thoughts would also look at the CIVIC as it has BOTH a good "IMAGE" and is keenly priced and has bean for a year now (at least in Canada)
    These are good points well-taken, richmond.

    But if your interviewer is REALLY checking your car out, wouldn't a lightly-used MB impress him more?

    OTOH, if he came up the hard way he might resent some new kid showing up in fancy duds, figure he breezed through school and got his various diplomas stamped and signed without attending classes like a certain politician we all know and love, and deep-six the application, laughing his arse off, as the hopeful prospect sauntered back to the parking lot to breeze away in his new Buick or lightly-used MB.

    Me? I had to have a job before I got a car loan.
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    Re: Graduation Cars

    Quote Originally Posted by richmond2000 View Post
    a used car will likely run in to 2 different "issues"
    1 the current NEW car financing will make beating the monthly price of NEW HARD
    OR something quite used could very well eat the savings in repair bills / missed appointments
    No chance. You can buy a very nice used car for $13K or less. Almost all of the cars I have owned cost between $9K and $13K.
    I've only gone over $15K twice... my current 2011 Eclipse ($16.5K with 18K miles in 2013) and my 1998 Contour SVT (new for $20.5K).
    Nothing I've bought in this century has had a significant repair. Don't be scared... cars work nowadays.

    Quote Originally Posted by Neanderthal View Post
    But if your interviewer is REALLY checking your car out, wouldn't a lightly-used MB impress him more?
    Doesn't have to be that lightly used. My wife's car would probably fit the bill.
    Most people have no idea how old it is and get blinded by the 3-pointed star on the hood. It looks pretty fancy.
    Bought in my sweet spot... 58K miles, $12.5K. I had to put in about another $300 to get everything perfect.

    If ya just GOTTA have a new car... learn to shift.

    http://www.autotrader.com/cars-for-s...91734352&Log=0

    Brand spankin' new crossover for less than $15K. 5 year, 60K bumper to bumper warranty.
    4-cylinder Mitsu doesn't have any of that fancy high tech stuff to go wrong. They just run.
    Last edited by eaton53; 04-29-2015 at 02:13 PM.
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    Re: Graduation Cars

    Quote Originally Posted by eaton53 View Post
    No chance. You can buy a very nice used car for $13K or less. Almost all of the cars I have owned cost between $9K and $13K.
    I've only gone over $15K twice... my current 2011 Eclipse ($16.5K with 18K miles in 2013) and my 1998 Contour SVT (new for $20.5K).
    Nothing I've bought in this century has had a significant repair. Don't be scared... cars work nowadays.




    Doesn't have to be that lightly used. My wife's car would probably fit the bill.
    Most people have no idea how old it is and get blinded by the 3-pointed star on the hood. It looks pretty fancy.
    Bought in my sweet spot... 58K miles, $12.5K. I had to put in about another $300 to get everything perfect.

    If ya just GOTTA have a new car... learn to shift.

    http://www.autotrader.com/cars-for-s...91734352&Log=0

    Brand spankin' new crossover for less than $15K. 5 year, 60K bumper to bumper warranty.
    4-cylinder Mitsu doesn't have any of that fancy high tech stuff to go wrong. They just run.
    I do not know about where you are BUT NEW car financing here on "MOST" brands is between ZERO and 2.5% BUT used cars are over 7% and assuming you JUST graduated you ARE financing
    PS I have NEVER owned a NEW car and my current car is almost 200000 on the "clock"

    and for breaking down you are right cars just DONT anymore at least majorly

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    Re: Graduation Cars

    Quote Originally Posted by Neanderthal View Post
    These are good points well-taken, richmond.

    But if your interviewer is REALLY checking your car out, wouldn't a lightly-used MB impress him more?

    OTOH, if he came up the hard way he might resent some new kid showing up in fancy duds, figure he breezed through school and got his various diplomas stamped and signed without attending classes like a certain politician we all know and love, and deep-six the application, laughing his arse off, as the hopeful prospect sauntered back to the parking lot to breeze away in his new Buick or lightly-used MB.

    Me? I had to have a job before I got a car loan.
    I was "playing along" with the original posters "IDEA" and thinking about a SUB 20K car that LOOKS professional BUT not beyond you "station" IE do NOT show up the BOSS

    and the Varano IMHO is a good example or something "sensible" like a CIVIC

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    Re: Graduation Cars

    Employers don't care what kind of car you drive, and the worst thing you can do the day after graduating is run out and buy a brand new car taking on debt.

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    Re: Graduation Cars

    Quote Originally Posted by richmond2000 View Post
    I do not know about where you are BUT NEW car financing here on "MOST" brands is between ZERO and 2.5% BUT used cars are over 7% and assuming you JUST graduated you ARE financing
    PS I have NEVER owned a NEW car and my current car is almost 200000 on the "clock"

    and for breaking down you are right cars just DONT anymore at least majorly
    Unless you already screwed up your credit, late model car loans are not 7%.
    My credit union will do 2% to 2010 and 3% to 2006 for 51 months. Dealer's bank can match those rates... it is a negotiable thing.
    Also, 0% dealer financing is likely not to be free. You're probably giving up some cash back to get it.
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    Re: Graduation Cars

    My God, what a bunch of party poopers! I'm still in college(graduating now wujuuu) I work at the same time, I have bought 4 cars since exiting high school, and I have good money saved. I could've bought new cars but choose not to, that doesn't mean it's a bad idea. I've been looking for a long time my perfect Porsche Cayman(used obviously) and that's hardly a beginner's car.

    If you have the means to do it and want to buy a new car then do it. If you don't have the means then you can find great used car in the used market, hell you can find luxury vehicles that look more professional than any new car one afford. It's a very personal choice.

    I loved the article Riv, thanks for sharing.
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    Re: Graduation Cars

    Quote Originally Posted by eaton53 View Post
    None of the above.
    Buy a used car and when you get the job start stashing the money you saved in your 401K.
    You'll be thanking me when you're in your mid-50's.
    I agree, having said that I bought (leased) a new Ram 1500 3 months BEFORE graduating......... I needed a truck for my side-biz and to haul my motorcycle, Ranger was getting tired, yet paid off and still worth good money, so I sold it and traded-up, also worth noting, my Ram was only $169/month.

    I did start my 401K as soon as I got a job, and maxed-out my Roth IRA every year, never felt like I was saving enough, but I didn't have any student loans, so I probably was saving a lot more than most.


    Quote Originally Posted by All Star View Post
    Employers don't care what kind of car you drive, and the worst thing you can do the day after graduating is run out and buy a brand new car taking on <MORE> debt.
    Fixed it for you!

    ------------------

    Depending on your line of work, some jobs will actually give you a car (or allowance) only thing worse than buying a brand new Buick Verano right out of college, is buying a brand new Buick Verano and not needing it, or finding out it doesn't fit your new line of work............

    Assuming you had a car that was good enough; to get you to/through school and/or your part-time job or internship, don't use graduating as a reason to buy a car.

    ------------------

    Also regarding interest/loan rates, most new car "cut-rate" financing is in lieu of rebates, so it’s not really that much lower than a used car, and how are you going to qualify for a new car loan WITHOUT A JOB!?
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    Re: Graduation Cars

    Quote Originally Posted by 96RIV View Post
    That's really not the point of the article. We wanted to showcase new cars in a way that could be related to a college setting, especially given the time of year. These are just suggestions to those in the market for a new, cheap and nice looking vehicle.
    While I like the idea behind the article ... & it is a good article, Riv ... I have to agree with others here, obtaining a new car before getting a job is not the best way to start out. That's more debt that will just weigh you down. IF it is within the budget & you can pay cash (or already have a bunch of savings), then yes ... however, in most cases, you have to have a job to get a loan.

    I cringe when I hear people talking about adding more debit via a car loan or whatever huge purchase. So many people today just buy things to buy, not really recognizing or acknowledging or knowing the eventual HUGE costs involved. I've never been one to buy outside of my means. Maybe that means I'm different than most? But, in this case, buying a new car not only means loan payments, but depending on what type of car was owned prior, an increase of insurance premiums....


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    Re: Graduation Cars

    Patriot is absolute garbage
    '07 Subaru Forester 2.5X 5MT. Bought new. 197k miles. '05 Dodge Durango Limited Hemi AWD. Mom bought new. 102k miles. '74 Buick LeSabre Luxus convertible. 455-4/7.5L. '89 Buick Reatta. 3800 SII L67/F40 six speed swap to be completed someday. Wife's: '07 Subaru Forester XT. World Rally Blue Mica.

    '87 BMW K75c. '87 Kawasaki 650SX. '85 Bayliner Capri 1952. '71 Chris Craft Coho 33'. '70? Amphicat 6x6 AATV.

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