Just picked up a XT4 prem luxury for my daughter. Joins the '19 XT5 of my wife's that got in December. Looked at Volvo XC40 but wanted in mid 500's for it with 36/12 and $1500. The 4 was $377 39/12 with $350 down. GMS Lease was up on Malibu premier and now she joins another convert from sedan to crossover. The 4 was a demo with 2K miles on it; saved about $60 month due to that.