Smartbuy/SmartLease Question

[cardfan22]

I apologize if this sounds like a stupid question. I am looking to buy or lease a new Silverado 1500 crew cab. My question is when you Smartbuy or Smartlease do you negotiate the best price you can or do both of these programs require the price to be at full list? I would appreciate any help info anybody could give me.

[yukonho]

Originally Posted by cardfan22

I apologize if this sounds like a stupid question. I am looking to buy or lease a new Silverado 1500 crew cab. My question is when you Smartbuy or Smartlease do you negotiate the best price you can or do both of these programs require the price to be at full list? I would appreciate any help info anybody could give me.

You still want to negotiate the best price possible. Then when you get there, check with another dealer to see if they can beat it. Even if you are $100 over dealer cost, a lot of dealers will bump the interest rate to increase their profit. I'm not saying there is anything wrong with this but if you want the best deal you need to shop around. However, if you nit pick every little thing about the buying process you will never be happy with your purchase because you will feel in the back of your mind that I could have saved a little more if I had only ...
Also, never put money down on a lease! Why...when the car is 3 weeks old and is totaled by some drunk, the insurance company is not going to give you that $3000 down payment back. You will never see that down payment money again. Keep it in the bank and use it to help make your payment every month if need be. GMAC, FMC, and Chy Financial all include gap insurance unlike Toyota and Honda. Just a friendly FYI!!