GM Card Points

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Thread: GM Card Points

  1. #1
    Walking GMCAMARO's Avatar
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    GM Card Points

    Want to buy a new sonic, test drove the vehicle last weekend along with a couple competitors, like the Fiat 500 and the Nissan.
    Was a bit disappointed to learn that my CC points can only be used up to 500.00 for the sonic. And while understand the percentages we once bought a Colorado and used like 2000.00.

    Well learning this makes me ask what am I supposed to do with all my points?
    And now I have to take a more serious look at the competition, I mean the Fiat had a bit more personality.

    Do others have thoughts and info?

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    3.6 Liter SIDI V6 swagled's Avatar
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    Re: GM Card Points

    At least you're only "wasting" $500 in points. I accumulated about $1600 in points on the original GM card... and they're scrolling off from 7-year-expiry. I try to use the card enough to keep around $1000 on there, in case I eventually do use the points.

    That also begs the question... who profits from unused points? GM - or the credit card company? I assume they are expensed under the assumption that they will be used. But when the points are never redeemed, that must be a profit for somebody.

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    6.2 Liter LS9 Supercharged V8 Ed753's Avatar
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    Re: GM Card Points

    Quote Originally Posted by GMCAMARO View Post
    Want to buy a new sonic, test drove the vehicle last weekend along with a couple competitors, like the Fiat 500 and the Nissan.
    Was a bit disappointed to learn that my CC points can only be used up to 500.00 for the sonic. And while understand the percentages we once bought a Colorado and used like 2000.00.

    Well learning this makes me ask what am I supposed to do with all my points?
    And now I have to take a more serious look at the competition, I mean the Fiat had a bit more personality.

    Do others have thoughts and info?
    The limitations have been out for quite some time now, you could buy two cars or a different car if you are set on using your points, I think you’d be best to just buy the car that best fits your needs and wants.

    Quote Originally Posted by swagled View Post
    At least you're only "wasting" $500 in points. I accumulated about $1600 in points on the original GM card... and they're scrolling off from 7-year-expiry. I try to use the card enough to keep around $1000 on there, in case I eventually do use the points.

    That also begs the question... who profits from unused points? GM - or the credit card company? I assume they are expensed under the assumption that they will be used. But when the points are never redeemed, that must be a profit for somebody.
    I’d expect the expense is shared between related parties, theoretically they both benefit.
    Sounds like you need to start using a card that gives you rewards for something you might want or need. If points are rolling off, 7-years have passed, you are earning points, but appear to have zero value to you.
    Since the changes to the GM Card Program back in 2003, (for GM employees and family) I keep and use it only periodically for the top-up periods, otherwise I use other cards that are more lucrative financially.
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    3.6 Liter SIDI V6 swagled's Avatar
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    Re: GM Card Points

    Yeah, I just try and keep it over $1000 now, so that top offs go to $2000. More often I'll use my 3% bonus card from Chase or 1% Discover card, for straight cash backs. Maybe if I was absolutely set on buying GM soon, I'd whack their card more since I have the old one that's not limited by vehicle.

    I've occasionally seen inserts with my statements to allow points to be used for GM service or apply with retailer's coupons. Maybe the O.P. can convert his card to the "GM Flex Earnings" with a 1% cash back, and redeem his points there.

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    6.0 Liter L76 V8 impala02's Avatar
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    Re: GM Card Points

    GM started a program this past year that allows you to use up to 500 points ($500) for other services outside of a car purchase. The earnings could be used on parts, accessories, or service. I took advantage of this and used them to purchase the roof rack cross rails and two bike carriers for my car. When I went to redeem my points, I was told that this was a pilot program and they didn't know if GM would continue this. Personally, I think it is a great way to use your earnings. Anyone know if this program is still active?

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    6.0 Liter L76 V8 goochman's Avatar
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    Re: GM Card Points

    Quote Originally Posted by impala02 View Post
    GM started a program this past year that allows you to use up to 500 points ($500) for other services outside of a car purchase. The earnings could be used on parts, accessories, or service. I took advantage of this and used them to purchase the roof rack cross rails and two bike carriers for my car. When I went to redeem my points, I was told that this was a pilot program and they didn't know if GM would continue this. Personally, I think it is a great way to use your earnings. Anyone know if this program is still active?
    Not sure if its still active or not but my local Buick dealer got $500 in services that they otherwise would not have. I think GM should keep this program going as it most likely will entice customers to bring their vehicles to dealership for service they otherwise wouldnt do there.
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    Re: GM Card Points

    Sorry to resurrect an old thread, but figured that made the most sense.

    Being that I am going to be needing service in the near future on my vehicle, I was wondering if the use points for service option is still open. I have like $2000 in points, and it would be nice to use some of them before they continue to expire. Thanks in advance.
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