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383_torque · 06-29-2008, 08:59 PM

I have had the original/classic GM card for over 10 years. Currently, I have over $3,200 in reward points, but those are starting to expire each month as they only use the last 7 years/84 months of earnings. Since I am not buying something right away, I have started using the American Express/Costco card that gives you 3% back on Gas. After I redeem my current reward points, I won't be using the GM Card anymore.

-Timing is everything with the GM card. It takes a long time to build up reward points and it has to coincide perfectly with your plans to purchase a NEW GM car.

-Too much waiting, I'll take the instant benefits of other cards. Also, the interest rate has never been outstanding and none of the other "Special" offers have been that special.

06-29-2008, 08:59 PM	#22 (permalink)
383_torque 1.8 Liter ECOTEC Join Date: Jul 2006 Posts: 56	Re: Is the GM Card Worth It? I have had the original/classic GM card for over 10 years. Currently, I have over $3,200 in reward points, but those are starting to expire each month as they only use the last 7 years/84 months of earnings. Since I am not buying something right away, I have started using the American Express/Costco card that gives you 3% back on Gas. After I redeem my current reward points, I won't be using the GM Card anymore. -Timing is everything with the GM card. It takes a long time to build up reward points and it has to coincide perfectly with your plans to purchase a NEW GM car. -Too much waiting, I'll take the instant benefits of other cards. Also, the interest rate has never been outstanding and none of the other "Special" offers have been that special.